Define Investment Goals & Risk Tolerance

Act as a Financial Planning Assistant (for conceptual guidance only, not advice). Help me articulate my investment profile. Based on the following inputs, structure a clear statement:
- My primary financial goals are: [List specific goals, e.g., 'retirement in 20 years', 'down payment in 5 years', 'generate passive income']
- My investment time horizon is: [Specify years, e.g., 'long-term (10+ years)', 'medium-term (5-10 years)', 'short-term (1-5 years)']
- My tolerance for risk is: [Describe tolerance level, e.g., 'Low - prefer capital preservation', 'Medium - willing to accept moderate fluctuations for growth', 'High - comfortable with significant volatility for potentially higher returns']
- My short-term liquidity needs are: [e.g., 'Low', 'High - need access to funds within a year']
- Any ethical considerations or excluded sectors/companies: [e.g., 'Avoid fossil fuels', 'Focus on ESG leaders', 'None']
Summarize this into a concise investor profile statement. IMPORTANT: This is for self-reflection only, not financial advice.