15 AI Prompts to Enhance Your Investment Analysis Process

Investment analysis is a complex and demanding field, requiring extensive research, critical thinking, and the ability to synthesize vast amounts of information. Whether you're a seasoned professional or an individual investor seeking to make more informed decisions, the process can be time-consuming and challenging. Generative AI offers a powerful set of tools to augment your analysis, helping you brainstorm ideas, understand complex concepts, structure your research, and analyze information more efficiently. However, it's crucial to remember that AI is a tool, not a financial advisor. AI models typically lack real-time market data and cannot provide personalized investment advice. Always verify AI-generated information with current, reliable sources and consult with qualified financial professionals before making any investment decisions. These 15 prompts are designed to assist your *process* of investment analysis, not to provide recommendations.

1. Define Investment Goals & Risk Tolerance

Context: Before any analysis begins, understanding your own financial goals, time horizon, and comfort level with risk is paramount. This forms the foundation of your investment strategy.

Explain the Prompt: This prompt helps you articulate and structure your investment objectives and risk profile, acting as a self-reflection guide.

How to Use: Reflect honestly on the placeholders: `[Financial Goals]`, `[Time Horizon]`, `[Risk Tolerance Level]`, `[Liquidity Needs]`, and `[Ethical Considerations]`. Be specific.

Benefits & Why it Works: AI helps organize your thoughts into a coherent statement. Clearly defining these parameters provides crucial guardrails for all subsequent investment decisions and analysis, ensuring alignment with personal circumstances.

Act as a Financial Planning Assistant (for conceptual guidance only, not advice). Help me articulate my investment profile. Based on the following inputs, structure a clear statement:
- My primary financial goals are: [List specific goals, e.g., 'retirement in 20 years', 'down payment in 5 years', 'generate passive income']
- My investment time horizon is: [Specify years, e.g., 'long-term (10+ years)', 'medium-term (5-10 years)', 'short-term (1-5 years)']
- My tolerance for risk is: [Describe tolerance level, e.g., 'Low - prefer capital preservation', 'Medium - willing to accept moderate fluctuations for growth', 'High - comfortable with significant volatility for potentially higher returns']
- My short-term liquidity needs are: [e.g., 'Low', 'High - need access to funds within a year']
- Any ethical considerations or excluded sectors/companies: [e.g., 'Avoid fossil fuels', 'Focus on ESG leaders', 'None']
Summarize this into a concise investor profile statement. IMPORTANT: This is for self-reflection only, not financial advice.

Tips/Synergy: Revisit this prompt periodically, especially if your financial situation or goals change. Use this as a filter when evaluating potential investments identified through other prompts.

2. Explain Different Asset Classes

Context: Understanding the characteristics, risks, and potential returns of various asset classes (stocks, bonds, real estate, commodities, etc.) is essential for building a diversified portfolio.

Explain the Prompt: This prompt asks the AI to provide a clear explanation of a specific asset class, covering its key features, risk profile, and typical role in a portfolio.

How to Use: Replace `[Asset Class Name]` with the one you want to understand (e.g., 'Corporate Bonds', 'Emerging Market Equities', 'REITs').

Benefits & Why it Works: AI can synthesize information from its training data to provide concise, easy-to-understand summaries of complex financial concepts. This accelerates your learning and helps you grasp the fundamentals of different investment types.

Act as a Financial Educator. Explain the asset class: '[Asset Class Name]' (e.g., 'Large-Cap Growth Stocks', 'Investment-Grade Corporate Bonds', 'Commodities', 'Real Estate Investment Trusts (REITs)').
Cover the following points in simple terms:
- Definition: What is it?
- Key Characteristics: How does it typically behave?
- Potential Role in a Portfolio: Why might an investor include it (e.g., growth, income, diversification, inflation hedge)?
- General Risk Profile: What are the main risks associated with this asset class?
Keep the explanation concise and suitable for someone learning about investing. *This is general information, not an investment recommendation.*

Tips/Synergy: Use this prompt for multiple asset classes to compare them. This knowledge informs portfolio diversification strategies (Prompt 9).

3. Brainstorm Stock Screening Criteria

Context: With thousands of publicly traded companies, you need criteria to narrow down the universe of stocks to a manageable list for deeper analysis.

Explain the Prompt: This prompt helps brainstorm potential quantitative and qualitative criteria for screening stocks based on a specific investment style.

How to Use: Specify your desired `[Investment Style]` (e.g., 'Value Investing', 'Growth Investing', 'Dividend Income', 'Socially Responsible Investing') and the target `[Industry/Sector]` (optional).

Benefits & Why it Works: AI can suggest relevant metrics (e.g., P/E ratio, revenue growth, dividend yield, debt-to-equity ratio) and qualitative factors commonly associated with different investment philosophies, helping you build a robust screening process.

Act as an Investment Strategy Assistant. Brainstorm potential stock screening criteria suitable for an investor focused on '[Investment Style]' (e.g., 'Deep Value', 'Growth at a Reasonable Price (GARP)', 'High Dividend Yield', 'Small-Cap Momentum').
Consider criteria across categories like:
- Valuation Metrics: (e.g., P/E, P/B, P/S, EV/EBITDA ranges)
- Profitability Metrics: (e.g., ROE, ROA, Profit Margins)
- Growth Metrics: (e.g., Revenue Growth Rate, EPS Growth Rate)
- Financial Health Metrics: (e.g., Debt-to-Equity, Current Ratio)
- Dividend Metrics (if applicable): (e.g., Dividend Yield, Payout Ratio, Dividend Growth Rate)
- Qualitative Factors (conceptual): (e.g., 'Strong Moat', 'Management Quality' - note these require further research)
If relevant, suggest criteria specific to the [Industry/Sector, optional] sector. List 5-10 potential criteria. *These are ideas for criteria, not investment recommendations.*

Tips/Synergy: Use the generated criteria in actual stock screening tools. Follow up with fundamental analysis (Prompt 4) on the shortlisted stocks.

4. Identify Key Points for Fundamental Analysis (SWOT)

Context: Fundamental analysis involves evaluating a company's intrinsic value by examining its financial health, management, competitive position, and economic environment. A SWOT analysis is a common framework.

Explain the Prompt: This prompt asks the AI to identify potential Strengths, Weaknesses, Opportunities, and Threats (SWOT) for a specific company based on general knowledge or provided context.

How to Use: Provide the `[Company Name]` and its `[Industry]`. You can optionally add `[Recent News/Developments]` or paste excerpts from annual reports for more context.

Benefits & Why it Works: AI can quickly brainstorm potential factors for each SWOT category based on common industry dynamics and company characteristics known from its training data. This provides a structured starting point for your own in-depth analysis. Remember AI data may not be current; verify all points.

Act as a Business Analyst (using general knowledge up to your last update). Provide a potential SWOT analysis framework for '[Company Name]', which operates in the '[Industry]' industry.
Based on general knowledge or context provided ([Optional: Add Recent News/Developments/Report Excerpts]), identify potential points for:
- Strengths: (Internal positive factors, e.g., brand recognition, market share, patents)
- Weaknesses: (Internal negative factors, e.g., high debt, reliance on single product, outdated tech)
- Opportunities: (External positive factors, e.g., market growth, new tech, deregulation)
- Threats: (External negative factors, e.g., competition, changing regulations, economic downturn)
List 2-4 potential points for each category. *IMPORTANT: This is a conceptual framework based on potentially outdated info. Verify ALL points with current, reliable sources.*

Tips/Synergy: Combine this with financial ratio analysis (Prompt 5) for a more comprehensive fundamental view. This analysis informs the investment thesis (Prompt 14).

5. Explain Key Financial Ratios

Context: Financial ratios (like P/E, Debt-to-Equity, ROE) provide quantitative insights into a company's profitability, leverage, liquidity, and valuation. Understanding them is key to fundamental analysis.

Explain the Prompt: This prompt asks the AI to explain specific financial ratios, including their formula, what they measure, and how they are generally interpreted.

How to Use: List the `[List of Financial Ratios]` you want explained (e.g., 'Price-to-Earnings Ratio', 'Current Ratio', 'Return on Equity').

Benefits & Why it Works: AI can provide clear, concise definitions and interpretations of financial jargon. This helps demystify complex metrics and allows you to understand their significance when analyzing financial statements.

Act as a Finance Tutor. Explain the following financial ratios in simple terms: [List of Financial Ratios, e.g., 'Price-to-Book (P/B) Ratio', 'Debt-to-Equity (D/E) Ratio', 'Operating Margin', 'Free Cash Flow Yield'].
For each ratio, provide:
1.  The basic formula (or components involved).
2.  What it measures (its purpose).
3.  General interpretation (what high/low values might suggest).
Keep the explanations clear and concise. *This is educational information, not financial analysis or advice.*

Tips/Synergy: Use this knowledge when analyzing company financials as part of fundamental analysis (Prompt 4). Compare ratios against industry benchmarks (Prompt 8).

6. Describe Technical Analysis Indicators

Context: Technical analysis uses historical price patterns and trading volumes to forecast potential future price movements. Indicators like Moving Averages, RSI, and MACD are common tools.

Explain the Prompt: This prompt asks the AI to explain specific technical analysis indicators, how they are calculated (conceptually), and what signals they might provide.

How to Use: List the `[List of Technical Indicators]` you want explained (e.g., 'Simple Moving Average (SMA)', 'Relative Strength Index (RSI)', 'MACD').

Benefits & Why it Works: AI can break down the concepts behind technical indicators, explaining their purpose and common interpretations without needing real-time chart data. This helps you understand the tools technical analysts use.

Act as a Technical Analysis Concepts Explainer. Explain the following technical analysis indicators: [List of Technical Indicators, e.g., 'Bollinger Bands', 'MACD (Moving Average Convergence Divergence)', 'Fibonacci Retracement', 'Volume Profile'].
For each indicator, describe:
1.  Its basic concept or what it aims to show.
2.  How it's generally displayed on a chart (conceptually).
3.  Common signals or interpretations associated with it (e.g., potential trend, momentum, support/resistance levels).
Focus on the concept and interpretation, not real-time application. *This is educational information about technical concepts, NOT trading advice or signals.*

Tips/Synergy: Use this to understand chart patterns you observe or indicators mentioned in market commentary. Remember technical analysis is about probabilities, not certainties. AI cannot perform real-time technical analysis.

7. Analyze Impact of Economic Indicators

Context: Macroeconomic factors like interest rates, inflation, GDP growth, and unemployment significantly influence market sentiment and asset performance.

Explain the Prompt: This prompt asks the AI to explain the potential impact of changes in a specific economic indicator on different asset classes or sectors.

How to Use: Name the `[Economic Indicator]` (e.g., 'Interest Rates', 'Inflation Rate', 'Unemployment Rate'). Specify the `[Change Direction]` (e.g., 'rising', 'falling'). Ask about the potential impact on `[Specific Asset Class/Sector]` (e.g., 'technology stocks', 'government bonds', 'consumer discretionary sector').

Benefits & Why it Works: AI can explain typical economic relationships based on historical patterns and theory (e.g., rising rates potentially hurting growth stocks). This helps you understand the broader economic context influencing your investments. Real-world impacts can vary.

Act as an Economics Analyst (Conceptual). Explain the potential theoretical impact of '[Change Direction, e.g., rising, significantly falling]' '[Economic Indicator, e.g., 'Interest Rates', 'CPI Inflation', 'GDP Growth Rate', 'Oil Prices']' on '[Specific Asset Class/Sector, e.g., 'the overall stock market', 'technology sector stocks', 'long-term government bonds', 'consumer staples companies']'.
Describe the typical economic reasoning or transmission mechanism for this potential impact. *Note: This explains general economic theory; real-world impacts can be complex and influenced by many other factors. This is NOT a market forecast.*

Tips/Synergy: Use this to contextualize market news and understand potential headwinds or tailwinds for your portfolio (Prompt 9) or specific sectors (Prompt 8).

8. Research Industry/Sector Trends & Drivers

Context: Understanding the specific trends, challenges, competitive landscape, and growth drivers within an industry or sector is crucial for evaluating companies operating within it.

Explain the Prompt: This prompt asks the AI to summarize key trends, growth drivers, major players, and potential risks associated with a specific industry or sector.

How to Use: Specify the `[Industry/Sector Name]` (e.g., 'Renewable Energy', 'Cloud Computing', 'Pharmaceuticals').

Benefits & Why it Works: AI can synthesize information from its vast training data to provide a high-level overview of an industry's landscape. This quickly brings you up to speed on key factors influencing companies in that space. Verify with current industry reports.

Act as an Industry Analyst (using general knowledge up to your last update). Provide an overview of the '[Industry/Sector Name]' (e.g., 'Semiconductor Industry', 'E-commerce Sector', 'Healthcare Providers').
Summarize potential:
- Key Growth Drivers: (e.g., technological advancements, demographic shifts, regulatory changes)
- Major Trends: (e.g., consolidation, shift to subscriptions, AI integration)
- Significant Challenges/Risks: (e.g., supply chain issues, competition, regulatory hurdles)
- Major Players (Companies): List a few generally known major companies in this space.
*IMPORTANT: This information is based on potentially outdated general knowledge. Verify findings with current, specialized industry reports and financial data.*

Tips/Synergy: Use this analysis to provide context for company-specific fundamental analysis (Prompt 4) and to identify potential growth areas.

9. Brainstorm Portfolio Diversification Strategies

Context: Diversification—spreading investments across different asset classes, sectors, and geographies—is a key principle for managing risk.

Explain the Prompt: This prompt helps brainstorm ways to diversify a portfolio based on existing holdings or investment goals.

How to Use: Describe your `[Current Portfolio Allocation (Optional, e.g., 'heavily weighted in US tech stocks')]` or your `[Investment Goals & Risk Tolerance]` (from Prompt 1). Ask for diversification ideas across `[Asset Classes, Sectors, Geographies]`. Do NOT share sensitive portfolio details.

Benefits & Why it Works: AI can suggest different diversification dimensions (asset class, geography, sector, style) based on established investment principles. It helps you think broader than your current holdings to potentially reduce concentration risk.

Act as a Portfolio Strategy Assistant (Conceptual). Based on general investment principles, brainstorm ways to potentially improve diversification for a portfolio that [Investment Goals & Risk Tolerance">[Describe Current Portfolio Allocation (Optional, e.g., 'is mainly invested in large-cap US stocks') OR aligns with Investment Goals: '[Investment Goals & Risk Tolerance]'].
Suggest diversification ideas across:
- Asset Classes: (e.g., adding bonds, real estate, commodities, international equity)
- Geographic Regions: (e.g., developed international markets, emerging markets)
- Industry Sectors: (e.g., balancing cyclical and defensive sectors)
- Company Size/Style: (e.g., adding small-cap or value stocks)
List 3-5 conceptual ideas for consideration. *This is conceptual brainstorming based on general principles, NOT personalized portfolio advice. Consult a qualified professional.*

Tips/Synergy: Combine this with knowledge of different asset classes (Prompt 2) and risk assessment (Prompt 10). This is conceptual; consult a professional for portfolio construction.

10. Identify Potential Investment Risks

Context: Every investment carries risk. Identifying potential risks—market risk, company-specific risk, interest rate risk, geopolitical risk, etc.—is crucial before investing.

Explain the Prompt: This prompt asks the AI to brainstorm potential risks associated with a specific investment type, company, or economic scenario.

How to Use: Specify the `[Investment Type/Company/Sector]` (e.g., 'investing in small-cap biotech stocks', 'holding long-duration bonds', 'Company X') or the `[Economic Scenario]` (e.g., 'a recessionary environment'). Ask the AI to list potential associated risks.

Benefits & Why it Works: AI can quickly list common risk factors associated with different investments or scenarios based on financial theory and historical context. This acts as a checklist to ensure you consider potential downsides.

Act as a Risk Management Assistant (Conceptual). Brainstorm a list of potential risks associated with investing in '[Investment Type/Company/Sector]' (e.g., 'a specific technology startup', 'high-yield corporate bonds', 'the airline industry') OR associated with a specific '[Economic Scenario]' (e.g., 'stagflation').
Consider different types of risk, such as:
- Market Risk (Systematic Risk)
- Company-Specific Risk (Unsystematic Risk)
- Interest Rate Risk
- Inflation Risk
- Liquidity Risk
- Credit/Default Risk
- Geopolitical Risk
- Regulatory Risk
List 5-8 potential risks relevant to the specified subject. *This is a conceptual risk brainstorming exercise, not an exhaustive analysis or prediction.*

Tips/Synergy: Use this during due diligence (Prompt 4, Prompt 8) and relate it back to your personal risk tolerance (Prompt 1).

11. Analyze ESG Factors for a Company

Context: Environmental, Social, and Governance (ESG) factors are increasingly important for investors looking at sustainability and long-term risks.

Explain the Prompt: This prompt asks the AI to identify potential ESG considerations (positive or negative) related to a specific company or industry.

How to Use: Provide the `[Company Name]` and its `[Industry]`. Ask the AI to list potential E, S, and G factors relevant to this company/industry (e.g., carbon emissions, labor practices, board diversity, data privacy).

Benefits & Why it Works: AI can quickly surface common ESG topics associated with particular industries (e.g., environmental impact for energy companies, governance for banks). This provides a framework for deeper ESG research. Requires verification with actual ESG reports/ratings.

Act as an ESG Analyst (using general knowledge up to your last update). For '[Company Name]' in the '[Industry]' industry, identify potential Environmental, Social, and Governance (ESG) factors that might be relevant for investors to consider.
List potential factors under each category:
- Environmental: (e.g., carbon footprint, water usage, waste management, renewable energy use)
- Social: (e.g., labor practices, data privacy & security, product safety, diversity & inclusion, community relations)
- Governance: (e.g., board structure & independence, executive compensation, shareholder rights, business ethics)
List 2-4 potential factors for each category relevant to this company/industry. *IMPORTANT: This identifies potential areas based on general knowledge. Actual ESG performance requires verification through company reports and reputable third-party ESG ratings.*

Tips/Synergy: Integrate ESG findings into your overall fundamental analysis (Prompt 4) and risk assessment (Prompt 10), especially if aligning investments with ethical considerations (Prompt 1).

12. Compare Different Investment Vehicles

Context: Investors can access markets through various vehicles like individual stocks, bonds, mutual funds, and ETFs, each with unique structures, costs, and diversification benefits.

Explain the Prompt: This prompt asks the AI to compare two or more investment vehicles based on specified criteria.

How to Use: List the `[Investment Vehicle 1]` and `[Investment Vehicle 2]` (e.g., 'Mutual Funds' vs 'ETFs', 'Individual Stocks' vs 'Index Funds'). Specify the `[Comparison Criteria]` (e.g., 'costs/fees', 'diversification', 'tax efficiency', 'trading flexibility', 'typical minimum investment').

Benefits & Why it Works: AI can clearly articulate the typical differences between investment structures based on general financial knowledge. This helps you understand the pros and cons of various ways to implement your investment strategy.

Act as a Financial Educator. Compare and contrast '[Investment Vehicle 1]' (e.g., 'Individual Stocks') and '[Investment Vehicle 2]' (e.g., 'Exchange-Traded Funds (ETFs)') based on the following criteria: [List Comparison Criteria, e.g., 'Management Fees/Costs', 'Diversification Potential', 'Tax Efficiency', 'Trading Flexibility', 'Control over Holdings'].
Provide a brief explanation for each criterion, highlighting the typical differences between the two vehicles. *This is general educational information, not a recommendation of one vehicle over another.*

Tips/Synergy: This understanding helps when considering diversification strategies (Prompt 9) and selecting specific investments.

13. Summarize Key Points from Financial Reports/Transcripts

Context: Earnings calls, annual reports, and investor presentations contain valuable information but can be lengthy and dense.

Explain the Prompt: This prompt asks the AI to summarize the key takeaways, management outlook, or specific themes from provided text, such as an earnings call transcript or sections of an annual report.

How to Use: Paste the `[Text Excerpt from Report/Transcript]` into the prompt. Ask the AI to summarize `[Specific Focus, e.g., 'key financial highlights', 'management's forward guidance', 'Q&A section main themes', 'discussion on new products']`.

Benefits & Why it Works: AI excels at summarizing large amounts of text, extracting key information based on your instructions. This saves significant time in digesting lengthy financial documents and focusing on critical points.

Act as a Financial Research Assistant. Please summarize the key points from the following text excerpt, focusing on [Specific Focus, e.g., 'financial performance highlights', 'management's outlook for next quarter', 'key questions asked during Q&A', 'comments on competitive landscape']:

'[Paste Text Excerpt from Report/Transcript Here]'

Provide the summary in concise bullet points. *Ensure the provided text is accurate. AI summary quality depends on input text clarity and focus instructions.*

Tips/Synergy: Use summaries as input for fundamental analysis (Prompt 4), SWOT analysis (Prompt 4), or updating your investment thesis (Prompt 14). Always cross-reference with the original source.

14. Generate Investment Thesis Bullet Points

Context: An investment thesis is a reasoned argument for making a particular investment, outlining why you believe it will be successful.

Explain the Prompt: This prompt helps structure and articulate the core arguments for an investment thesis based on your analysis.

How to Use: Provide the `[Company Name/Asset Ticker]`. Summarize your `[Key Reasons for Investing]` (e.g., 'strong moat', 'undervaluation based on X ratio', 'exposure to Y growth trend', 'turnaround potential'). Mention the intended `[Investment Time Horizon]`.

Benefits & Why it Works: AI can help organize your disparate analysis points (from SWOT, ratio analysis, sector trends) into a concise set of bullet points that form a coherent investment thesis. This clarifies your reasoning and aids communication.

Act as an Investment Analyst Assistant. Based on the following analysis points for '[Company Name/Asset Ticker]', help structure a concise investment thesis in bullet points:
- Key Reasons for Investing: [Summarize 3-5 core arguments, e.g., 'Undervalued relative to peers based on P/E', 'Strong secular growth trend in its industry', 'Recent product launch gaining traction', 'Improving margins due to cost-cutting', 'Experienced management team']
- Investment Time Horizon: [e.g., '3-5 years', 'Long-term hold (10+ years)']
- Key Risks to Thesis: [Briefly mention 1-2 main counterarguments or risks identified earlier]
Organize these into clear, logical bullet points forming the core investment thesis. *This helps structure reasoning; it is NOT investment advice.*

Tips/Synergy: This prompt synthesizes inputs from many previous analysis steps (Prompts 4, 5, 8, 10, 11). Revisit and update the thesis as new information emerges (Prompt 13).

15. Explain Complex Financial Terms or Concepts

Context: The world of finance is filled with jargon and complex concepts that can be intimidating.

Explain the Prompt: This prompt asks the AI to explain a specific financial term or concept in simple, easy-to-understand language, potentially using an analogy.

How to Use: State the `[Financial Term/Concept]` you want explained (e.g., 'quantitative easing', 'derivative', 'beta', 'short selling'). Specify the desired `[Level of Detail]` (e.g., 'simple overview', 'more detailed explanation') and if you'd like an `[Analogy (Optional)]`.

Benefits & Why it Works: AI acts like a patient tutor, breaking down complex ideas into digestible explanations. This accelerates your learning curve and builds confidence in understanding financial news and analysis.

Act as a Finance Explainer. Explain the financial term/concept '[Financial Term/Concept]' (e.g., 'arbitrage', 'contango', 'capital asset pricing model (CAPM)', 'amortization') in simple, easy-to-understand language.
- Provide a clear definition.
- If helpful, use an [Analogy (Optional)] to illustrate the concept.
- Specify the desired [Level of Detail, e.g., 'brief overview', 'slightly more detailed explanation'].
*This is for educational understanding only.*

Tips/Synergy: Use this anytime you encounter unfamiliar jargon during your research (Prompts 4, 5, 6, 7, 13) to ensure full comprehension.

Workflow: An AI-Assisted Investment Analysis Process

You can integrate these prompts into a structured workflow (remembering AI assists, it doesn't decide):

1. Start with introspection using prompt #1 (Goals & Risk).
2. Broaden your knowledge with prompt #2 (Asset Classes) and prompt #15 (Explain Term) whenever needed.
3. Identify potential areas or styles using prompt #3 (Screening Criteria) and research sectors with prompt #8 (Sector Analysis).
4. For specific companies/assets, perform analysis using prompt #4 (Fundamental SWOT), understand metrics with prompt #5 (Explain Ratios), consider risks with prompt #10 (Risk Identification), and ESG factors with prompt #11 (ESG Factors). Use prompt #13 (Summarize Report) to digest information efficiently.
5. Understand market timing concepts with prompt #6 (Explain Tech Indicators) and macro context with prompt #7 (Economic Impact).
6. Synthesize your findings into prompt #14 (Investment Thesis).
7. Consider portfolio construction using insights from prompt #9 (Diversification Ideas) and prompt #12 (Compare Vehicles).

Conclusion & Important Disclaimer

Generative AI can be a valuable assistant in your investment analysis toolkit, helping you research faster, understand concepts better, and structure your thinking more effectively. These prompts offer starting points to leverage AI for greater efficiency and insight. However, the responsibility for investment decisions remains solely yours. Crucially, AI models operate on past data, may contain inaccuracies, lack real-time market information, and cannot understand your complete personal financial situation. AI output should NEVER be considered financial advice. Always conduct thorough due diligence, verify information using reliable, current sources (like official financial statements, reputable news outlets, and regulatory filings), and consult with a qualified financial advisor before making any investment decisions. Use AI wisely as a tool to augment your process, not as a substitute for critical judgment and professional guidance.